Finance Centers
Stress-Free Auto Financing
Sheppard Auto Group takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Should You Lease Your New Sheppard Auto Group Vehicle?
Leasing is a good option for customers who want lower monthly payments and prefer driving newer vehicles. At the end of the lease, they can trade for a newer model, purchase the vehicle, or return it.
Benefits of Financing
Financing is suitable for customers planning to keep their vehicle longer. Loan terms can reduce overall costs while allowing customers to build equity in their vehicle.
Flexible Credit Options
Sheppard Auto Group provides financing options for new and used vehicles with monthly specials, factory offers, and competitive rates to fit different credit situations.
Frequently Asked Questions
What's better, buying or leasing?
Leasing usually offers lower monthly payments but includes restrictions like mileage limits. Financing generally has higher payments but builds equity and often costs less over the vehicle's lifetime.
How long is a typical car loan?
Most auto loan terms range from 48 to 72 months, though longer terms may reduce monthly payments.
I've had credit issues in the past. Can I get financing?
Yes. The finance team works with customers with various credit backgrounds to help find financing options.
Can I finance a vehicle without a down payment?
In many cases financing can be arranged with no down payment, and taxes, registration, and fees may be included in the loan.